novelAbuy Page 385
Page 385
"Du He, I'm asking you, you must answer honestly, once the sea salt is released, how much is it going to sell for a catty?"
Li Erdao.
"Your Majesty, I suggest that the retail price in the market should not exceed 30 Wen a catty, and this price will be enforced throughout the world.
Once we find that a merchant raises the price for sale, we will immediately cut off the supply of the product and no longer supply salt. "
Doo Ho said.
"Xuanling, what do you think of this?"
Li Erdao.
Fang Xuanling's jaw was also shocked by Du He's bold words.
If he didn't know Du He too well and knew that he would not promise easily, Fang Xuanling would think it was bragging.
sea salt!
Fang Xuanling knew that his family was in Shandong, and the people along the coast couldn't afford table salt, so they had to cook salt in a small pot.
With that kind of production method, the output is extremely low.
But what?
There are still many people who use this method to obtain salt.
Many salt lords smuggle salt from two sources. One is to collude with the yamen and get it from salt wells.
The other is to purchase from the seaside people.
"Your Majesty, according to Du He's method, the scope of attack is too large, involving the interests of many businessmen and even the interests of officials.
Once released, it will definitely cause riots, there is no doubt about this.What if riots break out all over the world?
The empire can no longer be chaotic, and it will take a few years to develop properly.Weichen suggested that in Youzhou, Jizhou,
The five regions of Shandong, Bingzhou, and Chang'an, combined with the development of stepped agricultural taxation and the establishment of secondary rural organizations,
Let go of the salt in these areas.Look at the situation first, and then make a decision. "
Fang Xuanling suggested.
Li Er nodded.
After hearing this, Du He admired Fang Xuanling very much.
This is the well-established method, taking into account the overall situation, ensuring the stability of the world and no turmoil.
"Du He, you should first stock up in Youzhou, Jizhou, Shandong, Bingzhou, and Chang'an, and prepare enough salt.
Once the order is issued, it will be sold immediately, which will give the salt merchants a heavy blow.When the time comes, I see what the salt merchants will do? "
Li Erdao.
"Your Majesty, there is no problem with the supply of goods, but it is troublesome to prepare in advance. Salt is a franchise, there is no road,
That is smuggling.At that time, there will be conflicts with the Yamen arresters.The humble minister must obey His Majesty's will. "
Doo Ho said.
Hahaha!
Li Er smiled.
"Don't worry! Before the work starts, I will issue an announcement in five states to cancel the salt monopoly."
Li Erdao.
"Your Majesty, why don't you take this opportunity to rectify the salt industry yamen and clean up some corrupt elements."
Fang Xuanling said.
"Okay! I agree with this suggestion."
Li Erdao.
Chapter 354 Bank
Damn!
Finally solved the salt problem.
In the next step, Duhe's salt factory will run at full capacity and produce at full capacity, so there is no need to worry about channel problems.
Once the five states are released and a large amount of sea salt enters the market, it will definitely cause a storm.
Hey!
Let those salt merchants have a good taste.
If you don't cut the price, you will die.
If you want to survive, you can only sell at a lower price.
But what?
Du He will offend countless salt merchants and salt lords.
Those people are not good uncles, they will definitely take measures against Du He, even counterattack, and follow up with various means.
It seems that security issues need to be strengthened.
"Your Majesty, I have something to report to Your Majesty."
Doo Ho said.
Oh!
"what's up?"
Li Er asked.
Can't guess, that kid Du He is acting like a powerful and unconstrained style.
"Your Majesty, I have established an Imperial Development Bank in Youzhou, and I plan to invite Your Majesty to establish an Imperial Commercial Bank in Chang'an."
Doo Ho said.
It was originally called Qianzhuang, but Du He thought it over and over again, thinking that it would be better to call it a bank once, so as not to have to change it later.
In the Imperial Development Bank in Youzhou, Du He is the major shareholder, while Li Dejian, Qin Li, Cheng Chusi, Yuchi Baolin, and Fang Yiai are the minority shareholders, each with only 5 shares, and Du He alone with 75 shares.
Of course, Li Er also received information that Du He had set up an Imperial Development Bank in Youzhou, but Li Er did not pay attention to it.
I think it is just a form of Duhe industry, the purpose is to make money, where will know that the bank has developed to a certain stage.
important to the empire's economy.
It can even be said to control the lifeline of the empire's economy and form a super monopoly.
Ha ha!
Li Er smiled.
"Du He, what is your purpose? Why did you invite me to participate? What kind of conspiracy is there?"
Li Erdao.
Du He is greedy for money.
This is something that all the officials in the DPRK are aware of. However, Du He has never engaged in forced buying and selling, and never used power for personal gain.
All legal operations, tax payment on time.
Some officials wanted to catch Du He's pigtails, but after a search, they found nothing wrong with it, and it was all a well-behaved operation.
Ha ha!
"Your Majesty, there is really no conspiracy or trick. I just ask His Majesty to make some money together to compensate for your palace expenses."
Doo Ho said.
If you beat Li Er to death, you won't believe it.
There is a good thing that Du He will invite Li Er, there is definitely a conspiracy.
Li Er knew Du He too well, being greedy for money was Du He's only shortcoming.
If Li Er knew that the greed for money was only released by Du He for Li Er to see, I don't know what Li Er would think.
Du He has watched so many movies and TV, and read some history books, he knows that in officialdom, if the water is clear, there will be no fish.
A perfect person, a person without flaws, the emperor would be very afraid of.
Under such circumstances, Du He must release his shortcomings to reassure Li Er.
"Du He, let me ask you, what does the Imperial Bank do, how does it make money, and how does it operate?"
Li Erdao.
Worried about Du Heyin and Li Er.
Li Er thought too much, Du He sincerely invited Li Er to make money together, there was really no other purpose, let alone any conspiracy.
Banks and money houses are new things.
It was not until the Song Dynasty that it slowly emerged.
At this time, such a business model had not yet appeared in the Tang Empire.
"Your Majesty, a bank is a bank. It is a business of making money. Money makes money. Among the people, big local families,
Collecting land and occupying land by the family of officials is actually a kind of money-making business.Their purpose is to plunder the land,
Our bank is to support the people and businessmen to develop production.To put it simply, the money in the hands of ordinary people, businessmen, and big families is deposited in the bank.
Banks pay interest on this.What about the bank?Then loan out the money and earn interest.This in and out generates profit. "
Duho explained.
Li Er, Fang Xuanling, and Changsun Wugou were thinking.
"Du He, that's not right! You have to pay interest for depositing money. If no one lends money, then the bank is not losing money.
Also, what should I do with the loaned money if it cannot be returned?You kid don't want to pull me back, do you? "
Li Erdao.
Damn it!
My heart is towards the bright moon, and the bright moon shines on the gully!
Du He was speechless.
Li Er is too suspicious, always thinking about Du He's scheme to let him take the blame.
Is Duhe like that?
Besides, you are the emperor, Du He has the heart to plan, but he doesn't have the guts!
"Your Majesty, I'm wronged! How dare I have the guts to frame you. What you said just now is the truth. Once the loan is granted,
If it cannot be recovered, it will become a dead debt.It is true that this question is definitely risky.But,
What is there to do without risk?As long as the bank staff control it well, some losses can be avoided.
However, it is impossible to completely eliminate this kind of thing, only to minimize the risk.Think about it, the deposit interest is only about 5 per year,
The interest on the loan is flexible.There are short-term loans and long-term loans.Relatively speaking, short-term loan interest will be higher,
Long-term loan interest will be less, it depends on the situation.However, Weichen feels that no matter how high the annual interest rate is, it will not exceed 20.
Once the interest rate exceeds 20, it will bring disaster to the economic development of the empire.Only reasonable loan interest,
In order to promote the sustainable development of the imperial economy.
To put it bluntly, the Imperial Commercial Bank is to promote the commercial economy and ensure the healthy development of imperial commerce.
In addition, when the imperial army goes on an expedition, the bank can send staff to accompany them, and deposit the money rewarded to the soldiers in the bank in time.
Don't let the soldiers take it with you.That's neither safe nor convenient.
Of course, there are many business models, and if we don't report them one by one, His Majesty will understand when it is in operation. "
Doo Ho said.