Take the warehouse back to the end of the Ming Dynasty

Page 198

The middle-aged man said solemnly: "Take it all out, it's only 70 taels of silver."

Accountant Liu nodded, then picked up a vermilion brush from the pen holder on the table, and recorded it in the passbook and the stub.

After a while, Accountant Liu looked at the servant standing behind him helping him, and said slowly, "Go and get seventy silver coins for this gentleman."

The boy nodded, and then walked to the back.

The middle-aged man sitting in front of the counter looked at Accountant Liu with a puzzled expression, "Silver coins? What is this? I've never heard of it."

Accountant Liu said with a smile: "It's the same thing as silver, but the shape is different."

The middle-aged man looked at Accountant Liu with a familiar look of doubt on his face.

Same as silver?Just the shape is different?How is this shape so different?The silver on the market is basically scattered silver, what's the difference?Could it be that the people in this bank cast the city silver into official silver?This is the crime of beheading, the courage of this Daming Bank is really not small.

Just when the middle-aged man was thinking wildly, the boy who had gone to the back just now came back with a bamboo basket.

The boy put the frame in his hand on the counter, pointed to the silver coins wrapped in mulberry paper in the frame, and said to accountant Liu: "Sir, here are seventy silver coins."

The middle-aged man looked at the long thing wrapped in mulberry paper in the frame, his face was full of doubts, "What is this thing?"

Accountant Liu smiled slightly, then took out a sealed silver coin from the frame, and directly broke it open from the middle.

"Crash!"

As soon as the package of the silver coin was opened, the silver coin inside flowed down. The middle-aged man looked at the silver coin flowing down, his eyes were full of surprise, "Is this the silver coin you mentioned?"

The silver light is shining, the exquisiteness is unusual, and the sound is clear and crisp. Is this a silver coin?

The middle-aged scholar looked at the silver coins in the frame with a look of horror on his face.

Most of the silver on the Daming market is dusty, and it contains a lot of impurities.

In previous years, when the Shanxi Merchants bank account was still there, the money withdrawn from the bank account was similar to that of the city bank, but why is the bank of Daming Bank so fine?

Moreover, this silver coin is gleaming just by looking at it, and it is much better than the market silver in terms of quality.

"You made all the silver coins like this?" The middle-aged scholar picked up a silver coin, put it in front of his eyes, and looked at it carefully.

I saw that there were characters on the front and back of this silver coin, and there were exquisite and unusual chrysanthemum patterns on the back.

"Aren't you afraid of losing money by doing this?" The middle-aged scholar put the silver coins in his hand into the bamboo basket and asked slowly.

"Losing money? Don't worry too much, sir. When you store silver, we will fold it according to the color of the silver. Now these silver coins are smelted from the silver after folding, but it only costs some labor and material costs." "Liu accountant looked at the middle-aged scholar with a puzzled face, and explained with a smile.

The middle-aged scholar looked at the silver coins in the bamboo basket, and couldn't help but nodded, "Your method is good. You can resmelt the poor-quality market silver into silver coins, and each silver coin weighs one tael. Various problems arising from fineness."

"Haha, this is the responsibility of our bank." Accountant Liu smiled and handed the sketched passbook to the middle-aged scholar, and then said: "After signing and depositing, you can take these silver coins."

"By the way, let me teach you the method of distinguishing the authenticity of silver coins."

Accountant Liu took out a silver coin from the box as he spoke, put it to his mouth and blew it suddenly, then put it to his ear.

"you try!"

Accountant Liu looked at the middle-aged scholar and said slowly.

The middle-aged scholar also imitated Liu accountant's way and blew the silver coin suddenly, and then put it to his ear.

"It actually has sound." The middle-aged scholar said excitedly.

Accountant Liu said with a smile: "This is the advantage of our silver coin. To distinguish the authenticity of the silver coin, you only need to blow it hard. The real silver coin will have a buzzing sound, but the fake one will not."

"It's so good, it's so good, it can save a lot of trouble." The middle-aged scholar said with a smile on his face.

After the middle-aged scholar finished signing, drawing and depositing, he took out a cloth bag from his body, put all the silver coins in the bamboo basket into it, then stuffed it into his bosom, and went outside.

After the middle-aged scholar left, another middle-aged man came in with a few followers.

This middle-aged man is an old customer of Daming Bank's Jingcheng branch. He used to take loans in the Jingcheng branch. Because he can repay the loan in time, the credit rating of the Jingcheng branch is relatively high.

"Shopkeeper Dou, why are you free to come to my place today?"

Accountant Liu looked at Dou Tong who was sitting in front of his counter, and asked with a smile on his face.

Dou Tong said: "Oh, don't mention it, my shop has been struggling with capital turnover these days, so I want to come to you to borrow money again."

"How much is Shopkeeper Dou planning to borrow this time?" Accountant Liu looked at Dou Tong and asked slowly.

Dou Tong pondered for a while, then said slowly: "Let's take a loan of 1000 taels first. I will import a batch of silk from the south recently, and I still need 1000 taels of silver."

"Okay, this is a form, you should fill out this form first." Accountant Liu took out a form and handed it to Dou Tong.

Dou Tong was also a child student before he went into business, so he could write and count.

After Dou Tong completed all the formalities, Accountant Liu asked people to carry all the money Dou Tong needed to Dou Tong's side.

1000 taels of silver is not a small amount, and the weight is not low, so these silver coins were packed in several wooden boxes and carried out by a few servants.

Dou Tong opened the wooden box, and then saw the sealed silver coins.

The boy opened the package directly, revealing the silver coins inside.

Dou Tong looked at the silver coins in the box, his face full of doubts, "Why is this silver like this? Can it be spent? Why do I have no idea?"

Some people approve of silver coins, and some people do not approve of silver coins.

After all, this silver coin has just appeared in Daming, and no one has seen this thing before.

Although the silver coin looks exquisite, Dou Tong has never seen it or used it.

Having used the silver ingots for most of his life, when he suddenly saw this kind of silver coin, he always felt a little uneasy.

Accountant Liu looked at Dou Tong who looked puzzled, and slowly explained: "There are many impurities in the market, and the silver coins are of different colors, and this silver coin was specially minted by Daming Bank to solve this problem.

The purpose is for you to have less trouble when conducting transactions. Look at our silver coins, each of which has one or two weights, and each silver coin has exquisite patterns on it. Let me tell you, this silver coin is definitely better than the market silver. There are quite a few..."

Accountant Liu pointed to the silver coins in the box and patiently explained to Dou Tong.

After a while, Dou Tong grabbed a handful of silver coins from the box and said slowly: "You are right, these silver coins are of good quality, indeed much better than the market silver.

That being the case, then I will take these silver coins away, and I will not bother Mr. "

Dou Tong waved to the followers behind him, and then asked them to carry out the boxes of silver coins.

A few days later, when the middle-aged scholar was arranging the wedding for his son, he took out the silver coins he had withdrawn from the Daming Bank to buy goods.

Originally, the middle-aged scholar thought that he would spend a lot of time convincing them of the benefits of these silver coins, but when he took out these silver coins, all the shopkeepers took them down without even saying a word of nonsense.

The fineness of this silver coin is much better than that of the market silver, as long as the fineness is good, it doesn't matter what shape it is.

Please remember our website: (www.kanquanben.net) to read more popular novels.

Chapter 248

When Dou Tong brought 1000 taels of silver coins borrowed from Daming Bank to Suzhou to sell silk, not only did his silver coins not be disapproved, but he even won unanimous praise from those silk merchants.

The fineness of this silver coin is good and the pattern is exquisite. When these southeast merchants saw it for the first time, they had already fallen in love with this silver coin.

Not only did he like it, these silk merchants even gave him a lot cheaper because of the silver coin.

A silver coin weighing one or two can even buy goods that were originally one, two, two, and three, which made him another windfall.

When the silver coin was popularized, the imagined resistance did not appear, and it aroused the love of many people in an instant.

Ordinary people may not need these silver coins on weekdays, but for those businessmen, silver coins are a very good thing.

The specifications of the silver coins are uniform and the styles are exquisite. A silver coin weighs one tael. When trading, the number of silver coins is directly counted, and there is no need to carry a steelyard.

Moreover, the fineness of these silver coins is very good, and there is no need to look at the fineness of the silver when trading, and there is no need to be afraid of being deceived because of the fineness of the silver.

Another is that these silver coins are very easy to carry. Although there may be no change in weight, because of the shape, this silver coin is much easier to carry than ordinary silver.

Almost half a month later, when Zhao Wen got the feedback report of the silver coins, he was quite relieved.

Sitting in the study room, Zhao Wen put the documents delivered a few days ago on the table, and said slowly: "I didn't expect these people to accept this silver coin so quickly, I thought it would take a lot of time. .”

"grown ups."

At this moment, Zhang Helang walked into the study anxiously with a cloth bag in his hand.

Zhao Wen looked at Zhang Helang who walked in, and asked suspiciously: "What happened, why are you so panicked?"

Zhang Helang stood in front of Zhao Wen's desk, and put the cloth bag in his hand on the table.

"My lord, it's not a big deal, it's just a trivial matter, but this trivial matter is related to our silver coins, so I came to my lord and asked him to make a decision."

As Zhang Helang said, he opened the cloth bag on the table and took out a few broken silver coins from it.

Zhao Wen looked at the silver coin in his hand and immediately figured out what was going on.

"My lord, we can't just mint silver coins, we also need to mint copper coins. Otherwise, more silver coins we issue will be broken."

In ancient times, those who could use silver were those with very good family conditions.But this does not mean that these silver coins can just meet the daily use of these people.

It is impossible for people to buy certain things as integers, and in most cases they are half numbers.

And silver coins are one tael, so in this way, there is no way to satisfy numbers like five cents and seven cents.

In order to pay the money, these people will cut the silver coins.

If you are lucky, you can cut the exact amount at one time, but if you are unlucky, you will not be able to cut the silver coins accurately many times.

In this way, the silver coins will become more scattered, and the silver coins that can become fragments are not conducive to circulation, and if they are returned to the bank, it will take a lot of energy to recast them.

Zhao Wen took the broken silver coin from Zhang Helang and examined it carefully.

"My lord, this silver coin has only been issued for half a month, and this situation has occurred now. If this happens in the future, it is estimated that this situation will increase again.

My lord, there are nearly thousands of pieces of silver coins in the bank, and these broken silver coins need to be remelted, so the cost will be much higher. Zhang Helang looked at Zhao Wen with a worried look on his face.

Zhao Wen squeezed his chin and said slowly: "It seems that it is not enough to just manufacture this kind of silver coin. We also need to manufacture all the specifications that the people need."

Just like later generations, there are hundreds of yuan bills in later generations, and there are also denominations such as 50 yuan, 20 yuan, and [-] yuan.

In the early days, there was even a denomination of one or two cents.

Zhao Wen put these fragments on the table, waved his hand to Zhang Helang, and said, "You go down first, I already have a plan in my heart."

Zhang Helang cupped his hands at Zhao Wengong, and then walked out with the cloth bag containing broken silver coins on the table.

After Zhang Helang left, Zhao Wen took a piece of rice paper and spread it on the table, then took out a charcoal pencil and drew on the rice paper.

What Zhao Wen painted were some coins, including five cents, two cents and one cent.

These three specifications can be composed of silver coins of any denomination, from one cent to one tael.

There is not much difference in appearance between these three specifications and one or two silver coins, but they can be smaller and thinner than one or two silver coins.

Except for the block letters marking the weight on the front and the pattern on the back, there is no difference between the others and one or two.

The patterns on the back of the five-cent silver coin are orchids, the two-cent silver coins are plum blossoms, and the smallest denomination one-cent coin has nothing on it.After all, the face value of one penny is really too small, and the area is relatively small, and the patterns on the money fan are not easy to make.

In addition to these few, Zhao Wen also designed a set of copper coins.

Zhao Wen's copper coins are different from those of this era. The copper coins of this era are round on the outside and square on the inside, with the year number on them.

During the Chongzhen period, there were four types of copper coins: Xiaoping, Danger, Dangwu, and Dangshishi.

There are only three types of coins in circulation in the market: Xiaoping, Danger and Dangwu. As for the largest and heaviest Dangshi coins, there are very few coins in circulation on the market.

Among them, the smallest Xiaoping coin has a diameter of 2.45 centimeters, and the diameter of Dangwu coins is 3.3 centimeters.

In addition to these types, there are almost seven kinds of coins flooding the market.

Of course, there is still a lot of private money minted by the people.

Historically, the end of the Ming Dynasty was the most chaotic time for copper coins in the entire Ming Dynasty.

There is an endless stream of private money in the market, which cannot be stopped at all.

All in all, the coin market in the late Ming Dynasty can only be described as chaotic.

In this way, the burden on the common people will be increased.

The Ming Dynasty rebelled continuously, and part of the reason was because of these copper coins.

After Zhao Wen finished drawing these three kinds of silver coins, he started to draw copper coins.

The specifications of copper coins are similar to those of silver coins, and the density of copper is not much different from that of silver, so Zhao Wen drew copper coins according to the specifications of silver coins.

During the reign of Chongzhen, one tael of silver was equal to about one thousand Xiaoping copper coins.

The average weight of Xiaoping copper coins is about four grams. Calculated according to four grams, that one tael of silver is equal to four kilograms of copper coins. Converted into the weight unit of Ming Dynasty, it is about eight catties.