Take the warehouse back to the end of the Ming Dynasty

Page 165

I don't care what method you use, in short, I want to get these things in the shortest possible time. "

Zhao Wen asked the secret guards to collect the details of the gentry and former military officers in Xuanzhen, in order to catch them all in three days.

As for those gentry and military officers who were not in Xuanzhen City, Zhao Wen decided to deal with them after Xuanzhen was dealt with first.

……

At the same time, the gentry and military officers in Xuanzhen gathered together to discuss how to fight against Zhao Wen.

"Hehe, this Zhao Wen is really different. He didn't come to please us on the first day of taking office, but he went to clean up the garbage in Xuanzhen City first. Do you think this person is sick?

You must know that local governance must rely on us, otherwise, his seat will not be secure.I really didn't expect that this Zhao Wen didn't come to see us in time, but first went to curry favor with those poor military households.What a joke. "

In an alley in Xuan Town, in an incomparably luxurious mansion, a middle-aged man in official uniform looked at the people in the hall and said jokingly.

This man's surname is Li, he is a Jinshi, and he used to be a magistrate, so he has some prestige among the gentry in Xuanzhen.

When Zhao Wen arrived in Xuanzhen, he often called all the gentry in Xuanzhen and the original officers of Xuanzhen to his mansion to discuss how to deal with Zhao Wen.

"Li Yuanwai's words are right. This Zhao Wen is just a young man who has never been in the officialdom. He thinks that after he won the battle and was promoted by His Majesty to be the chief soldier of Xuanzhen, he can ignore us. This is really ridiculous. .

My imperial power in the Ming Dynasty does not go to the countryside, and the governance of this place depends entirely on us gentry. Does he think that after he becomes the commander-in-chief, he thinks he can manage the whole Xuanzhen?It's just wishful thinking. "

"Yeah, it's been so many days, and I haven't seen him come to visit us or invite us. Do you think this person is sick? Or is it arrogant?"

……

Three days later, when Zhao Wen got what Wang Qi got, he directly handed it over to Zhao Daniu, Song Hu and Wang Qi.

"It records their houses, property, fields and other things. You take these things and ransack them one by one. As for the charges, you can think about it yourself."

Zhao Wen pointed to the brochure Zhao Daniu was holding, and said with a gloomy face.

The gentry in the late Ming Dynasty were almost all scum.Of course, there are also good people among them.

But there are too few such kind people. In this era of the jungle, the gentry who can develop are basically dirty hands.

It's not that there are no clean gentry, but the proportion is too small.

The brochures sent by Wang Qi are basically those who occupy the land, and there is no record of those who are kind.

"Don't worry, my lord, I will definitely complete the task." Zhao Daniu put the booklet into his arms, cupped his hands at Zhao Wengong, and said loudly.

Although Zhao Daniu and others were illiterate, Zhao Wen was appointed as a military counselor in the army.

This counselor is equivalent to the political commissar of later generations, mainly responsible for supervising the army.So they are not afraid that they will not be able to understand the brochure Zhao Wen gave.

When Zhao Daniu and others led the soldiers and horses to set off, the whole Xuan Town was completely uproarious.

For a while, countless gentry and the original Xuanzhen officer cursed Zhao Wen.It was said that Zhao Wen wanted to rebel, but Zhao Wen scoffed at this and didn't respond.

Among these gentry, there is no shortage of people with good hands and eyes, and they encouraged officials in the court and China to impeach Zhao Wen.

But the impeachment memorial was sent out, but Chongzhen stayed in it.

Just a joke, Zhao Wen brought him more than 500 million taels of silver and countless antique calligraphy and paintings. How could Chongzhen warn such a capable person?Coupled with the fact that Cao Huachun kept saying good things about Zhao Wen in Chongzhen's ear, it was even more impossible for Chongzhen to reprimand Zhao Wen.

Not only did he not warn, Chongzhen also made a decree to praise Zhao Wen.It is said that Zhao Wen is loyal to the country and a great loyal minister.

All of a sudden, Zhao Wen's prestige was known to everyone.

Under the impeachment of the courtiers, not only was he not reprimanded or demoted, but he was also praised by the emperor.

After Zhao Wen dealt with the gentry and the original military officers in Xuanzhen, Zhao Wen distributed all the land they had occupied military households to those military households who had no land.

All of a sudden, in the entire town of Xuanzhen, countless poor military households were talking about Zhao Wen's goodness, saying that he is a living Bodhisattva who saves suffering.

Those gentry's own land was distributed by Zhao Wen to those people who had no land acquired from Zunhua City.

So far, Zhao Wen's prestige in Xuan Town has reached an incredible height.

……

"My lord, the spring plowing is over now, what do you think we are going to do next?"

At the meeting held by Zhao Wen, Liu Wenzhong looked at Zhao Wen, stood up, and asked in a deep voice.

Zhao Wen looked at the people sitting in the hall, squeezed his chin, and said slowly: "I have such a plan. I don't know if it will work. Let me tell you and listen."

"My lord, tell me!"

Everyone looked at Zhao Wen and nodded.

"Didn't we steal the homes of Shanxi merchants? Don't we have a lot of silver in our hands now? It's useless to put this silver here, so I want to take it out and get a bank."

Zhao Wen looked at the crowd and expressed his thoughts.

"Bank? What is a bank? I've never heard of it."

When everyone heard the term bank, they were at a loss for a moment.

They looked at me and I looked at you, discussing the bank curiously.

Zhao Wen looked at everyone's puzzled faces, and said slowly: "This bank is like a ticket number, but it is slightly different from the ticket number."

Zhao Wen looked at the crowd and explained the difference between a bank and a ticket number in detail.

When Shanxi merchants were completely eradicated, the ticket numbers of Shanxi merchants were wiped out almost instantly.

In northern Daming today, ticket numbers are extremely scarce.The ticket number of the Shanxi merchants is gone, but the depositor is still there.Zhao Wen didn't know how many people in northern Daming needed to save money, but there were definitely a lot of them.

So Zhao Wen thought about launching the bank, something beyond the times, at this time.

Zhao Wen, who came from later generations, deeply understands the power of finance. Zhao Wen is really worried that such a powerful weapon is not in his hands.

Especially the banks that have the right to mint coins are truly invincible.

Except for Liu Wenzhong and Qi Qingtian in the hall, the generals all looked dumbfounded.

For them, these things are even more obscure than listening to heavenly scriptures.

Liu Wenzhong caressed the beard on his chin, frowning, thinking seriously.

After a long while, Liu Wenzhong looked at Zhao Wen and asked slowly: "My lord, the bank you mentioned not only does not charge management fees for keeping silver, but also pays interest to those depositors, then we are going to lose money? Moreover, the interest charged on the loan sharks released is too little. In this way, how can we make money?"

Zhao Wen looked at Liu Wenzhong who was puzzled, and said with a smile: "Mr. Liu, you still didn't hear me clearly. Although the ticket number is also to lend money from depositors, but they take both. Come, there will be fewer savers and fewer borrowers.

If we follow our approach, the number of depositors and borrowers will increase.If there are too many people, don't we earn more?

And my purpose is not only that, what I want is the coinage right. "

"Coin minting rights? What is this?" Liu Wenzhong looked at Zhao Wen with a puzzled expression.

"What is the right to mint coins? Do you know the banknotes issued by the ticket number? Let me ask you, why can the banknotes issued by Shanxi merchants be unimpeded in the Ming Dynasty? Why do Ming merchants not reject the banknotes issued by the banknote? Also, do you know about the Daming banknotes? Why did the people still accept them when the imperial court first issued them, but why didn’t they approve them in the end?” Zhao Wen asked with a smile on his face.

Hearing this, Qi Qingtian's eyes suddenly lit up, he stood up, and looked at Zhao Wen with excitement, "My lord, I understand, this bank should exchange the deposits of depositors into bank notes and issue them. When the people agree with the bank notes, we can directly issue the bank notes.

In this way, the right to mint coins is in our hands, and we can print as much money as we want at that time.My lord, is what I said right? "

Zhao Wen laughed, and looked at Qi Qingtian with a smile on his face, "You're right, but it's still not very accurate. We don't need to issue banknotes directly. Think about it, why did the imperial court's treasured banknotes end up being wiped out?" Waste paper that no one wants ass?

That's because the treasure banknotes are not linked to silver, and the common people do not recognize the treasure banknotes from the bottom of their hearts. In addition, the imperial court's unrestrained issuance will make the treasure banknotes less and less valuable.

The reason why the banknotes issued by the ticket number can be unimpeded in Daming is because the banknotes are directly linked to silver.How many silver bills are issued.Although there are discrepancies inside, they are not too big.

Of course, we don't need to issue bank notes for now.We can melt the depositor's silver and mint it into silver coins. This silver coin weighs one tael, and the silver inside can be seven cents, and the copper and lead are three cents.This one silver coin is worth one tael of silver. In this way, wouldn't we earn three cents of silver for one silver coin? "

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Chapter 213 The first five-year plan

Although the generals in the hall did not understand what Zhao Wen said, they could understand the last one who earned three cents per silver coin.

"My lord, in this way, the more silver coins we mint, the more we will earn?" Zhao Daniu looked at Zhao Wen with a dull expression, he really couldn't imagine how Zhao Wen came up with such a method.

Zhao Wen looked at Zhao Daniu with approval in his eyes, "You are right, the more silver coins we mint, the more we earn. If there are more users in our bank, then our silver coins can be quickly Circulation. So, the number of bank users is related to the development of our bank."

"My lord, this method is really clever. It is really clever to earn so much money without any effort."

Liu Wenzhong finally figured it out, his eyes lit up, and he said to Zhao Wen excitedly.

"The name of this bank should be Daming Bank. Starting tomorrow, we will gather craftsmen to build the bank's headquarters in Xuan Town. I will leave this matter to you." Zhao Wen patted the table and pointed at Liu Wenzhong said loudly.

"By the way, before I asked you to pick out those skilled people from the people I brought back from Zunhua. How are you doing?"

Liu Wenzhong said: "My lord, it's almost done. Among them, there are about 12 who are good at farming, more than 5000 are carpenters, more than 2 are masons, and about [-] are blacksmiths." .”

The people Zhao Wen brought back from Zunhua were basically farmers, so most of the 15 people except children were able to farm.

"Except for those who can farm, you select the others. I am going to build a construction team, and you gather all the masons who can work for me, and they will build the bank when the time comes. If you can't use the manpower, you Arrange for them to repair the city wall.

In addition, the ground in Xuan Town has to be re-paved, all paved with cement.All the government offices in the city, such as the general army’s office, will be refurbished, as well as the military barracks, all of which will be refurbished by me.

After being selected, the rest of the people will be moved outside the city for me to reclaim the wasteland outside the city.Tell them that as long as the reclaimed wasteland is cultivated for three years, it will be their own.

As for things like agricultural tools and grain seeds, we can provide them first, and it will not be too late to return them to us after they have a good harvest. "

Today's Zhao Wen is not short of money, and Zhao Wen is willing to spend money on these aspects.After all, this will be his own foundation in the future, and it's not justified if he doesn't manage it well.

"By the way, the matter of the bank has been settled. Now let's talk about the development of Xuan Town. This Xuan Town is not as big as Longmen Fort. It is a big place, and management and development will be difficult. Therefore, this Xuan Town I want to hear your opinions on how the town will develop in the future."

Zhao Wen picked up the tea on the table, moistened his throat, and said loudly.

Liu Wenzhong frowned, and said in a deep voice: "My lord, although Xuan Town is peaceful today, there are many things.

The number one issue is people's livelihood. When I first came to Xuanzhen, I took someone to visit Xuanzhen, and found that there are many military households and civilians in Xuanzhen who are poorly clothed and hungry. poor.

If these military households and civilians are not handled well, it will have a great impact on us in the future. "

"What you said is very reasonable. Several factories in Xuan Town are currently under construction, and there may be many vacancies in the future. I want to recruit these poor people to work in the factories.

I plan to build several steelworks, weapons factories, quilt factories, and glass factories.When these factories are built, it is estimated that most of the people in Xuan Town will be able to recruit them. "

Zhao Wen rubbed his temples, pondered for a while, and said slowly.

"But my lord, these military households basically prefer farming. When recruiting cement factory workers in Xuan Town, few were willing to work in the factory. Are they going back now?"

Qi Qingtian didn't really think that these people would obediently go to the factory to work.

Especially now that these military households and civilians have already obtained land, so not many are willing to work in factories.

"Hey, that's a problem. But we can't stop eating because of choking. This factory must be built. As for these people, I think we need to promote it. In a few days, make arrangements to find some people who can speak and sing, and go to the city Publicize it outside the city and let them know the benefits of working in a factory." Zhao Wen frowned and said slowly.

"My lord, I don't think there is such a need for such trouble. You are now the chief soldier of Xuan Town. All the military households in the territory of Xuan Town will be in charge of you. As long as you give an order, will they dare not obey? Anyone who refuses to obey, directly Wouldn’t it be enough to take back their land?”

Song Hu stood up and put forward a different opinion.

"That's right, my lord, these military households are ignorant and don't understand the benefits of working. Sometimes, even if you say that you are breaking the sky, they may not believe it.

I think Huzi's method is good. First, let's send out a notice to let these military households send at least one male from each household to work in the factory. When they get benefits, they will naturally go. " Zhao Daniu also hastily chimed in.

"This method works, you can give it a try." Zhao Wen looked at Zhao Daniu and Song Hu, and nodded, "By the way, I want to ask you, what do you hope Xuan Town will be like in five years' time?"

"What's it like? Hey, of course everyone has clothes to wear and everyone has food to eat."

Liu Wu, who had been silent for a long time, chuckled and said slowly.

"My lord, I really hope that the long-abandoned social studies in Xuan Town can be opened. After all, it is impossible to govern the place without scholars." Liu Wenzhong is a scholar, so he is quite concerned about reading.

"My lord, I think..."

"My lord, I think..."

All of a sudden, everyone in the hall chattered.

Zhao Wen looked at the people who were discussing in the hall, and said slowly: "Tell Mr. Liu your ideas, ask him to write them down, and give them to me when the time comes, and I will pick out the ones that can be realized within five years. , and then set it as our five-year development goal. I call this goal the first five-year plan, what do you think?"

"Okay, this is a good way."

"This method is really good."

When the night was approaching, Zhao Wen sat in the study of the General Military Mansion, flipping through the brochures sent by Liu Wenzhong.

"All the people must be able to eat, live in houses, and wear clothes. This plan can be realized within five years, so stay here."

"Develop the Longmen Army to 50. What kind of bullshit is this? It is impossible to develop 50 in five years, and it is almost the same to develop [-]. This plan will not work, delete it!"

……

Time passed bit by bit, and when Zhao Wen finished sorting out the booklets, it was already midnight.

Zhao Wen yawned, closed the booklet, rubbed his eyes and headed outside.

"Well, this place has grown bigger, and things have become more numerous. Things that used to be done in one or two hours, but now don't even think about it in five or six hours. It's too busy every day."